UNITED MAHILA MULTISTATE CREDIT CO-OPERATIVE SOCIETY NAYA BAZAR, MAIN ROAD, DHANBAD, JHARKHAND – 826001 (If You Educate a Women , You Educate a Nation)
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Salaried Personal Loan

Whether you want to renovate your home, purchase new gadgets, fund your child’s wedding or higher education, a Salaried Personal Loan is the perfect credit instrument. It helps you meet your financial requirements for various needs at short notice.

A quick Salaried Personal Loan from United Mahila Multistate Credit Co-Operative Society is the one-stop solution for any employed individual seeking financial assistance. With our bouquet of offerings, we ensure that your changing needs are met with tailor-made repayment solutions. Our solutions are smart, simple, and flexible, which is what makes us stand apart - making sure that you get the best possible value for your hard earned money. Experience a hassle-free documentation process, quick processing & speedy loan disbursal.

Our team is well equipped to ensure that you have the smoothest journey from application to getting your funds in hand

Features and Benefits of Salaried Personal Loan

Here are some benefits of availing a Salaried Personal Loan from United Mahila Multistate Credit Co-Operative Society

  • Salaried Personal Loan up to Rs. 5 Lakh

    • Based on your eligibility, you can get easy Salaried Personal Loans up to Rs. 5 Lakh. At United Mahila Multistate Credit Co-Operative Society, we try to match your financial requirements.

  • Attractive Interest Rates

    • Get the advantage of best low interest Salaried Personal Loans from United Mahila Multistate Credit Co-Operative Society. These attractive interest rates are specially customized based on your need and repaying capacity.

  • Flexible Repayment Tenure

    • United Mahila Multistate Credit Co-Operative Society offers repayment tenure ranging from 12 to 60 months when availing a Salaried Personal Loan.You can pay the EMIs without any worry or financial burden.

  • Hassle Free Documentation Process

    • Experience a minimal and quick documentation with our quick Salaried Personal Loan application process. When you apply for a Salaried Personal Loan online, the entire process is paperless and all you need to do is upload soft copy of the documents to get you started.

  • Quick Processing and Speedy Disbursal

    • Based on your documentation & eligibility, the loan amount gets approved instantly & quickly disbursed to your bank account.

  • No Collateral or Guarantors Required

    • Being an unsecured loan, there is no requirement to submit any collateral or guarantor stand-ins to get a Salaried Personal Loan.

    Apply for an instant Salaried Personal Loan online or by visiting your nearest United Mahila Multistate Credit Co-Operative Society branch and avail the best offer based on your financial profile.


    Eligibility Criteria for a Salaried Personal Loan

    Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings:

    Eligibility Criteria
  • Minimum age of applicant: 21 years
  • Maximum age of applicant at loan maturity: 60 years (Or retirement, whichever is earlier) (65 years for Government Employees. Conditions Apply)
  • Minimum employment: Minimum 1 year in employment with minimum 1-month salary credit in the current organisation
  • Minimum Net Monthly Income: ₹ 20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & ₹ 15,000 for All Other Locations.

    • Documents Required for a Salaried Personal Loan

    Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings:

    Documents required:
  • Proof of Identity & Address Proof: Passport/Voters ID/Driving License/PAN Card*/Aadhar or Proof of possession of Aadhaar number(no Voluntary basis)/Photo Image/Job card issued by NREGA duly signed by an officer of the State Government/Letter issued by the National Population Register containing details of name and address/Utility Bill (anyone which is not more than two months old of any service provider - electricity, telephone, post-paid mobile phone, piped gas, water bill/Registered Rental Agreement/Letter of allotment of accommodation from employer/leave and license agreements with employers allotting official accommodation
  • Date of Birth Proof: Driving License / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of birth
  • Bank Statements: Latest statements / Bank passbook (updated within 90 days)
  • Latest 3 Months Salary Slip along with latest Form 16 / ITR / Appointment Letter.