Gold Loan

An urgent financial requirement may arise at any point for your business or personal needs, leading you to seek immediate financial assistance. An instant gold loan is an easy and quick way to get the required finance in such a circumstance. Your gold investments can always come in handy, instead of lying dormant in your locker.

A gold loan from United Mahila Multistate Credit Co-Operative Society is the ultimate solution for any urgent financial needs. For availing loan against gold, you just need to pledge your gold jewellery or ornaments with us. Once you repay the gold loan amount with interest or charges (if any), your gold jewellery or ornaments are returned to you.

We offer gold loan finance at attractive interest rates, while ensuring optimum safety and security for your gold jewellery or ornaments with us. Experience a hassle-free repayment tenure with flexible repayment options.

Opting for a loan against gold from United Mahila Multistate Credit Co-Operative Society will offer plenty of benefits:

Gold Loan up to 75% of gold value or Rs. 5 Lakh

Based on your eligibility and value of the gold security provided, you can get a gold loan up to 75% of the gold value, or Rs. 5 Lakh. At United Mahila Multistate Credit Co-Operative Society, we strive to meet your financial needs, no matter how varied it may be.

Competitive Interest Rates

Take advantage of the best competitive interest rates from United Mahila Multistate Credit Co-Operative Society. These low interest gold loans are specially customized based on your repaying capacity and your immediate financial requirements.

Flexible Repayment Tenure

United Mahila Multistate Credit Co-Operative Society offers a repayment tenure up to 48 months, when eligible for a gold loan finance. EMIs are customized based on your need, to ensure unwanted financial burden.

Safety and Security of Gold

At United Mahila Multistate Credit Co-Operative Society, we understand your need for optimum safety and security of your gold. We ensure that your gold is well protected with us, till the time of complete loan repayment.

Whether you are a salaried individual, professional or a businessman, we have loan designed to suit your requirement

Eligibility Criteria

Minimum age of applicant: 18 years

Maximum age of applicant at loan maturity: 65 years

Gold jewellery should be owned by the applicant or any of the family members

Whether you are a salaried individual, professional or a businessman, we have loan designed to suit your requirement

Documents required:

Proof of Identity & Address Proof - (Passport / Voter's ID / Driving License/PAN Card*/Aadhar Card or Proof of possession of Aadhaar number(on Voluntary basis))

Signature Proof (Passport /Driving License/Banker's verification) Driving License/ Voter's ID / Utility Bill (anyone (anyone which is not more than two months old of any service provider - electricity, telephone, post-paid mobile phone, piped gas, water bill) / Registered Rental Agreement/Letter of allotment of accommodation from employer/ leave and license agreements with employers allotting official accommodation/ Credit Card Statement)

Date of Birth Proof (Driving License / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of birth)

2 passport size photographs